DDA madhyam vargiya housing Scheme 2024 first come first serve 5531 flats दिल्ली विकास प्राधिकरण मध्यम वर्गीय हाउसिंग स्कीम 2024

आप दिल्ली में घर लेना चाहते हैं, तो दिल्ली विकास प्राधिकरण (DDA) की हाउसिंग स्कीम लॉन्च हो गई है। अभी DDA ने ‘मध्यम वर्गीय हाउसिंग स्कीम 2024’ और ‘DDA द्वारका हाउसिंग स्कीम 2024’ के बारे में जानकारी दी है।

अभी दो स्कीम्स के तहत फ्लैट ग्राहकों को मिलेंगे. जिसकी कीमत 29 लाख रुपये लेकर 5.19 करोड़ रुपये तक है. इन फ्लैट्स के लिए रजिस्ट्रेशन 22 अगस्त से होगा, और फ्लैट की बुकिंग 10 सितंबर से शुरू होगी. 31 मार्च 2025 तक ये स्कीम ओपन रहेगी

1. Scheme

1.1 The Scheme is titled as “DDA Madhyam vargiya Housing Scheme 2024 (mode of disposal First come first serve (FCFS) Basis) of the Delhi Development Authority for disposal of flats through end-to-end online system. The time-lines of teh scheme are as below:

Sl. No.	Event	Date
1.	Date of advertisement	12.08.2024
2.	Help Desk operational for training and information on FCFS	20.08.2024
3.	Brochure ready for download	20.08.2024
4.	Start of registration	22.08.2024, 11.00 AM
5.	Flat booking starts from	10.09.2024, 11.00 AM
6.	Closure of Scheme	31.03.2024

2. ELIGIBILITY:

2.1 The applicant must be a citizen of India.

2.2 He/She should have attained the age of majority i.e. an applicant should have completed 18 years of age as on the last date of submission of the application and legally competent to enter into a contract.

2.3 There shall be no restriction with regard to owning any land/built up property in Delhi.

2.4 The family income of an applicant as well as of joint/co-applicant applying for EWS flats should not exceed Rs. 10 Lakh per annum in case of both the families considered separately. There is no income criterion for other categories except EWS. The applicant can apply according to his/her requirement and affordability. Family income for this clause is defined to include the income of the applicant and his/her spouse, if married.

2.5 The applicant should give particulars of his/her saving account in any Bank in the name of the applicants only in the Application Form.

2.6 Applicant must have permanent Account Number (PAN) allotted under the provisions of the Income Tax Act and the same must be quoted in the Application Form.

2.7 In case of joint application under Persons with Disabilities (Divyangjan) the applicant himself/herself should fall within the respective reserved category and the joint applicant/co-applicant should be from within the Family. Family means a person or his/her parents of his/her blood relatives or his/her spouse or any of his/her dependent relatives including unmarried children.

2.8 It is advisable to add co-allottee in the application form rather than at later stage.

3. HOW TO APPLY: –

3.1. Interested persons have to visit official website of DDA i.e., www.dda.gov.in or https://eservices.dda.org.in and have to create login credentials using PAN and other details & thereafter login with the same and register themselves for DDA Madhyam Vargiya Housing Scheme 2024 (FCFS) by paying a sum of Rs. 2,500/- (including GST). This amount is to be paid online and is non-refundable. The registration opens with effect from 22.08.2024. Those applicants who have already registered themselves in FCFS Phase IV or Diwali Special Housing Scheme 2023 (FCFS) need not register again. Persons already registered in FCFS Phase IV or Diwali Special Housing Scheme 2023 (FCFS) and new applicants successfully registered for this FCFS scheme will be able to book the ﬂats on offer.

3.2. Interested persons can check all relevant details like size of the ﬂats, location of the pocket, price, Lay out plan of the ﬂat/pocket online at https://eservices.dda.org.in. All these ﬂats are in ready-to-move-in condition.

3.3. The desirous persons can apply online at https://eservices.dda.org.in and will have a choice to book a speciﬁc ﬂat on ‘First Come First Serve’ basis.

Read also : DDA Around 40,000 flats Sasta Ghar Housing Scheme 2024 सस्ते घर का सपना अब पुरा होगा अपना

सबसे पहले आपको ‘मध्यम वर्गीय हाउसिंग स्कीम 2024’ के बारे में जानकारी देते हैं। इस योजना के तहत जसोला, लोकनायकपुरम और नरेला में HIG, MIG, LIG और EWS श्रेणियों के 5,531 फ्लैट्स हैं। इनकी शुरुआती कीमत 29 लाख रुपये है, जबकि जसोला स्थित 89 HIG की फ्लैट्स की कीमत 2.08 करोड़ से लेकर 2.18 करोड़ रुपये है।

Details of Flats and Tentative Reserved Price
SN	Locality	Cat	No of Flats *	Appx Range of Plinth area (sqm)**	Broad range of Tentative Price (Rs. In Lakh)***	Price in Rs. Lakhs after discount wherever available
1	Narela, Pkt 3,4,7,14 Sector A1-A4	EWS	1087	61 to 66.4	32 to 35	32 to 35
2	Narela Pkt 3,4,7,14 Sector A1-A4	MIG	1973	118 to 141	108 to 122	108 to 122
3	Narela Pkt 1A, 1B,1C Sector A1-A4	MIG	420	112 to 114	100 to 101	85 to 87 (15 % Discount for general public) 75 to 77 (25% Discount for Govt. Employees)
4	Narela Pkt 3,4,7,14 Sector A1-A4	HIG	1182	160 to 186	140 to 173	140 to 173
5	Loknayakpuram	EWS	140	55 to 61	29 to 32	29 to 32
6	Loknayakpuram	MIG	640	134 to 141	118 to 123	118 to 123
7	Jasola	HIG	89	162 to 177	208 to 218	208 to 218
		TOTAL	5531

3.4. All ﬂats will be offered in different tranches (in phase manner). Booking will commence from 10.09.2024. Once a speciﬁc ﬂat is selected online, he/she will be given a window of 15 minutes’ time to deposit booking amount in online mode (Internet Banking, Debit/Credit Card only), through a single transaction only. During the period of 15 minutes, that speciﬁc ﬂat will not be available for selection by other persons. Hence, all applicants are advised to ensure availability of required funds in their bank account and enable necessary transaction limit of the requisite amount on their debit/credit cards as well as internet banking, as the case may be.

3.5. As soon as Booking Amount as mentioned in para (3.6) below is successfully deposited by the applicant within the window of 15 minutes’ period and conﬁrmed by the bank, the selected ﬂat will be reserved/booked for the applicant and Demand-cum-allotment letter will be issued generally within a period of 24 hours.

3.6. The booking amount (non-refundable) for DDA Madhyam Vargiya Housing Scheme 2024 is given below: –

S.No	Category	Booking Amount (Rs)
1	EWS	50,000/-
2	MIG	4,00,000/-
3	HIG	10,00,000/-

: The booking amount paid will be adjusted against the price of the ﬂat in case of successful booking but this amount will be non-refundable and shall stand forfeited in case of surrender/cancellation/ non-payment of rest of the demand as per demand schedule.

3.7. Payment of price of the ﬂat:

3.7.1. The price of the ﬂat is to be deposited within 60 days from the date of issue of demand-cum- allotment letter.

3.7.2. The allotment belonging to persons with disability (Divyangjan) will have two options of payment i.e., allotment on hire purchase basis or on cash down basis. The initial payment in case of hire purchase allotment would be 25% of the total price that has to be deposited within 60 days. Rest of the amount would be taken in monthly installments over a period up to 15 years. The rate of interest charged is simple interest @10% p.a. on monthly reducing balance.

3.7.3. Further time of 30 days, over and above the period as stated in para 3.7.1 and 3.7.2 above, will be available to the allottees subject to payment of interest at the rate of 10% p.a. (simple interest). It may be noted that the for any shortfall in payment of demanded amount, the interest will be applicable for the entire amount and will be applicable for entire month as computed in the schedule given in the DAL. Therefore, it is advised that the necessary payment should be made well in advance before the stipulated period to avoid payment of interest as well as to avoid last minute hassles.

3.7.4. If the demanded amount is not paid by the allottee within the time prescribed in demand-cum- allotment letter, the allotment of ﬂat will stand cancelled without any notice and will be made available for allotment to others. In such an event, the entire Booking Amount will be forfeited.

3.7.5. The delay in payment upto 2 days beyond 90 days (i.e. 60 days’ interest-free period & 30 days’ interest @10% p.a.) will be automatically condoned. The delay in payment up to further 90 days may be allowed with the approval of Competent Authority with penal interest @14% p.a. subject to the condition that at least 25% of the disposal price have been received as mentioned above. The delay will be regularized as per the delegation mentioned below:

Sno.	Period of delay	Competent Authority
1.	Up to 2 days	Automatically condoned (with 10% p.a. interest)
2.	3 to 90 days	Vice Chairman (with penal interest @14 % p.a. on the remaining amount subject to the condition that at least 25% of the disposal price have been received as per DAL)

3.7.6. Beyond the stipulated time as mentioned (in above para’s 3.7.1 to 3.7.4) if the demanded amount is not received, it shall be deemed as an automatic cancellation of allotment.

3.7.7. Under no circumstances, request for surrender shall be entertained after receiving full payment as per the demand schedule.

3.8. Demand-cum-allotment letter will be issued in online mode only, to the successful applicants, generally within 24 hours of realization of booking amount. Information to this effect will also be sent vide SMS & Email through given mobile & Email. It will be the responsibility of the applicant to regularly check-up for the same on the online portal. No request for condonation of delay in depositing of demand amount on ground of non-receipt of demand-cum-allotment letter in physical mode, sms, and email would be entertained by DDA.

4. DOCUMENTS TO BE SUBMITTED AFTER ALLOTMENT OF FLATS & BEFORE POSSESSION OF FLAT THROUGH ONLINE MODE ONLY:

4.1. Affidavit (duly attested) certifying citizenship, age of majority, etc. as per Annexure ‘B’ given below (by allottee and co-allottee, if any).

4.2. Undertaking (duly attested) declaring to not make any addition/alterations in dwelling unit subject to principles of amalgamation of two adjacent ﬂats as per Annexure ‘C’ given below and to constitute RWA (by allottee and co-allottee, if any).

4.3. Identity proof e.g. Self-attested copy of Passport, Aadhaar card, Government identity card, Election card, Driving license, Ration Card with photo. (Any One)

4.4. Address proof e.g. Self-attested copy of Passport, Aadhaar Card, Government identity card, Election card, Ration Card, Driving license, Telephone bill, Electricity Bill, Water bill, House tax receipt etc., of same address as given in application form, Bank Passbook (Page carrying Name and Address). (Any One).

4.5. Self-attested copy of PAN Card for allottee (Co-allottee, if any) and spouse (if any).

4.6. Copy of Loan Sanction Letter duly attested by bank manager (if any).

4.7. Copy of bank statement mentioning the name and account number from which margin money (apart from loan) has been deposited to DDA. (if any).

4.8. In case of EWS category, Income certiﬁcate of family to be submitted.

4.9. In addition to above, persons applying under reserved PwD (Persons with Disability) category have to submit an attested copy of the original certiﬁcate issued by the Medical Board or a Govt. Hospital in case the applicant is applying under the reserved category of Persons with Disability. A self- attested copy of guardianship certiﬁcate issued by the competent authority, wherever applicable, be attached.

4.10. Copy of TDS Certiﬁcate (if applicable).

4.11. In addition to above the document mentioned in the Online Portal for Possession needs to be submitted with supporting documents, if any, required.

5. DISPOSAL PRICE OF THE FLATS: –

The tentative disposal price of the ﬂats is given at Annexure “A”. The disposal price of the ﬂats is calculated as per the plinth area of the ﬂats including common area. The disposal price also includes maintenance charges as stated in para 9 below. The variation in price within category, if any, is due to variation in plinth area including common area of the ﬂats. These ﬂats are proposed to be disposed off at the price applicable for FY 2024-25 during the currency of the scheme even if the ﬁnancial year changes while issuing demand cum allotment letter.

Note: The disposal price doesn’t include the conversion charges for freehold property as applicable and water connectivity charges of Rs. 2000/-. There are no conversion charges for EWS ﬂats.

6. METHOD OF PAYMENT OF DEMANDED AMOUNT: –

6.1. The Booking Amount/application processing fee may be paid from any account. through NEFT/ RTGS/Net Banking through online challan generation only. Any charges, of whatever in nature, in this regard shall be borne by the allottee. Applicants should not use the same generated NEFT challan for multiple payments.

6.2. The allotment of ﬂats shall be made on cash down basis only except by the applicants belonging to PwD [Persons with Disability (Divyangjan)] category who will have the options of making payment either on “Cash Down” basis or in Equated Monthly Instalments (EMIs) on terms and conditions as applicable in their case. The rate of interest charged is simple interest @10% p.a. on monthly reducing balance.

Read also : DDA Dwarka Housing Scheme 2024 for disposal of approx. 173 built- up ﬂats at Dwarka (Sector- 19B, Sector- 16B & Sector 14)

7. MORTGAGE/AVAILING LOAN: –

The allottee can avail housing loan by mortgaging the ﬂat to following institutions without prior approval of the DDA subject to the condition that ﬁrst lien will be of the DDA to the extent of recovery of all outstanding dues including disposal/demanded price. However, an intimation regarding institution to which it has been mortgaged must be sent to concerned Housing Branch, DDA, Vikas Sadan, New Delhi. The applicant should apply for home loan intimation through the online portal of DDA at eservices.dda.org.in. It will be the sole responsibility of the applicant to apply for the same in a timely manner. The application for home loan intimation should preferably be submitted within 30 days from the date of issuance of the demand-cum-allotment letter. DDA will not be responsible for any delays in processing the loan by the concerned bank. The applicant will be solely responsible for any late payments and will have to pay any additional interest or penalties that may apply.

7.1.1. Government of India; State Government; Union Territory Administration;

7.1.2. Public Sector Undertakings / Autonomous Bodies;

7.1.3. Nationalized Banks;

7.1.4. Life Insurance Corporation of India; General Insurance Corporation of India;

7.1.5. Housing Development Finance Corporation;

7.1.6. Cooperative Banks;

7.1.7. MCD; NDMC;

7.1.8. All joint sector companies irrespective of the percentage of shareholding;

7.1.9. University of Delhi;

7.1.10. All organizations, private or public, which receive the approval of Govt. of India, State Govt. for the purpose of general mortgage permission and are recognized by RBI as a Housing Finance Company;

7.1.11. All Financial Institutions extending loans to individuals for house building, if they are leading companies with good market standing and repute say with a capital base of Rs.5 Crores or so;

7.1.12. All Financial Institutions/Banks which are controlled by RBI or the Govt. of India irrespective of the percentage of Govt. shareholding;

7.1.13. All public companies with a capital base of Rs.5 Crores provided they have a Scheme for granting Housing Building Advance/Loan to their employees and the mortgage is required for grant of such advances.

8. MISUSE, ADDITIONS AND ALTERATIONS, ETC.: –

8.1. The ﬂat shall be used only for residential purpose and cannot be put to any other use. Further, if one person or his family members buy(s) two adjacent ﬂats on offer in the scheme of DDA Madhyam Vargiya Housing Scheme 2024 (FCFS), he/ they have the liberty of amalgamating these two ﬂats by opening a common door through the common wall between them wherever structurally feasible and also subject to necessary structural approvals from DDA.

9. RESPONSIBILITY FOR THE MAINTENANCE OF COMMON PORTIONS AND COMMON SERVICES, ETC.: –

9.1. Every allottee shall be required to become a member of the Registered Agency/Association of Apartment Owners to be formed for the purpose of maintenance of common portions and common services for these housing pockets, in accordance with the provision of the law in force for the time being i.e., DDA (Management & Disposal of Housing Estate) Regulation 1968 in this behalf before the possession of the ﬂat is handed over to him/her. Only one RWA will be registered for one pocket which will be considered as one Housing Estate. All allottees of each pocket shall mandatorily have to become member of the concerned RWA.

9.2. The maintenance charges will be levied in the manner as stipulated in the brochure of the relevant scheme in which these ﬂats were initially offered. The maintenance charges are already included in calculation of the disposal price reﬂected in Annexure A.

9.3. The individual ﬂat owners will be fully responsible for all internal maintenance of their ﬂats after they take over the possession.

9.4. Day to day maintenance including maintenance of green areas, cleanliness of campus/colony/housing pocket, replacement of light ﬁttings in common areas, maintenance and operation of lifts, payment of electricity bill for common areas etc. will be the responsibility of concerned RWA.

9.5. For common areas which are common to several housing pockets/ colonies, the responsibility of maintenance will be with urban body, after the area is handed over to the urban body. Till such time that the area is handed over to urban body, maintenance will remain with DDA. While handing over, DDA will clearly mark the area to be maintained by the urban body and area to be maintained by RWAs.

9.6. Those facilities which are common to more than one RWA like Community Centre, Gyms etc. will be maintained by DDA.

10. MIS-REPRESENTATION OR SUPPRESSION OF FACTS: –

10.1. If it is established that the applicant has applied although he was not eligible as per conditions laid down in Clause 2 or has falsely claimed any beneﬁt of a speciﬁc category or has given false affidavit/information including quoting wrong PAN number or suppressed any material fact at any time whatsoever, the application/ allotment will be rejected/cancelled summarily without issuing any show cause notice for the same and the entire amount deposited by the allottee will be forfeited. This would be without prejudice to DDA’s right to take such other action as may be permissible in law, including lodging a police complaint/FIR for misrepresentation to a Govt. Authority, etc.

11. POSSESSION OF FLATS: –

11.1. The allottee shall be entitled to take possession only after he/she has paid all the dues and completed all the requisite formalities, and furnished/executed all the required document mentioned in the scheme brochure /the demand-cum-allotment letter.

11.2. Possession letter will be issued through online mode only, and the allottee has to upload self- attested copies of the requisite documents.

11.3. After issuance of Possession letter, allottee has to take physical possession. If the allottee does not take possession of the ﬂat within 3 months from the date of issue of possession letter, he/she shall be liable to pay watch and ward charges at the prescribed rates beyond the period of 3 months from the date of issue of possession letter.

11.4. The ﬂats are being offered on “as is where basis”. DDA will not entertain any request for additions or alterations or any complaints whatsoever, regarding property circumstances as deﬁned in Regulation 19 of the DDA (Management & Disposal of Housing Estate) Regulation 1968. DDA shall also not entertain a complaint about price of ﬂat, its design, and the quality of material used, workmanship or any other defects.

11.5. In case allottee has deposited the full price but has not submitted the requisite documents or not completed necessary formalities within 3 months from the date of payment of full price, applicable watch and ward charges will be levied upon him/her for the period delayed beyond 3 months and up to the month in which the complete documents are submitted or formalities are completed. In any case, the possession of ﬂat should be taken over as early as possible, to avoid such watch & ward charges.

12. CONVEYANCE DEED: –

12.1. The Conveyance Deed (Free Hold Deed) papers will be issued online after receiving a request by allottee after taking over physical possession of the ﬂat. The allottee may reserve a date for execution of Conveyance Deed online. The expenditure on e-stamping and other expenses on account of registration of Conveyance Deed, etc. in this regard shall be borne by the allottee.

12.2. The allottee shall not be entitled to transfer or otherwise part with the possession of the whole or any part of the ﬂat before execution of Conveyance Deed. In the event of sale/ transfer being made without execution and registration of Conveyance Deed, such sale/transfer shall not be recognized by DDA and allotment of such ﬂats will be cancelled.

12.3. The Conveyance Deed in the prescribed format transferring the title to the ﬂat shall be executed in favor of the original allottee, only after taking over physical possession of the ﬂat, which shall be registered with the Sub-Registrar as per law, upon receipt of all other dues provided the original allottee has not in any manner sold, transferred or alienated the whole or any part of the ﬂat by any agreement, of whatsoever nature and/or parted with possession thereof.

12.4. Date of execution of Conveyance Deed will be reserved by allottee through online mode only. Allottees are required to upload the copy e-stamp papers of the requisite value before reservation of date of execution of conveyance deed. On the reserved date, Allottees will have to come with all the original documents for the purpose of veriﬁcation.

12.5. In the event of death of the original allottee prior to execution of Conveyance Deed, the Conveyance Deed shall be executed in favor of the legal heir(s) of the original allottee, as per policy/guidelines of DDA in respect of mutation.

12.6. Since a number of concessions are being offered under EWS category while working the price of the ﬂats, the allottees of EWS category ﬂat would not be permitted to sell/transfer or otherwise part with the possession of the ﬂat in any manner for a period of Five (5) years from the date of taking over of physical possession of the ﬂat.

13. STATUS OF THE ALLOTTEE: –

13.1. All allotments shall be made on free hold basis. However, the title shall be transferred only when the Conveyance Deed is executed in favor of the allottee and it is registered in the office of the sub- Registrar, GNCTD. For Persons with Disability (Divyangjan) Conveyance Deed will be executed after realization of entire price of ﬂat along with interest and other dues if any in case they choose to get allotment on hire -purchase basis.

14. INSPECTION OF FLAT: –

14.1. The applicants are advised to visit the site and inspect the ﬂats and satisfy themselves with regard to location, size and price of ﬂats before applying under this scheme.

14.2. Sample ﬂats are located at following locations and will be available for inspection of Public on ALL SEVEN DAYS from 10:00 AM to 06:00 PM. During the period scheme is open a representative of DDA will be available On-site during these hours to facilitate inspection. The contact numbers and addresses of the concerned Divisional Executive Engineers to facilitate visit and inspection of the sample ﬂat is as below:

…………………………………………………Click here to read more.

Source: https://dda.gov.in/

नोट :- हमारे वेबसाइट www.indiangovtscheme.com पर ऐसी जानकारी रोजाना आती रहती है, तो आप ऐसी ही सरकारी योजनाओं की जानकारी पाने के लिए हमारे वेबसाइट www.indiangovtscheme.com से जुड़े रहे।

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Details of Flats and Tentative Reserved Price

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