Ayushman Bharat – PMJAY: World’s Largest Health Assurance Scheme

Ayushman Bharat – PMJAY: World’s Largest Health Assurance Scheme

GOVERNMENT OF INDIA
MINISTRY OF HEALTH AND FAMILY WELFARE DEPARTMENT
OF HEALTH AND FAMILY WELFARE

LOK SABHA

UNSTARRED QUESTION NO. 3220
TO BE ANSWERED ON 09TH AUGUST, 2024

FINANCIAL ASSISTANCE UNDER PMJAY

SHRI KRISHNA PRASAD TENNETI

Will the Minister of HEALTH AND FAMILY WELFARE be pleased to state:

(a) whether the Government is contemplating on extension of financial assistance under the PM Jan Arogya Yojana (PMJAY) to all the patients suffering from 15 identified prolonged Chronical diseases including BPL people;

(b) if so, the details thereof; and

(c) whether there is any cap on such financial assistance and if so, the details of the amount of assistance extended thereon?

ANSWER
THE MINISTER OF STATE IN THE MINISTRY OF HEALTH AND FAMILY WELFARE

(SHRI PRATAPRAO JADHAV)

(a) to (c): Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is the largest publicly funded health assurance scheme in the world, which provides health cover of Rs. 5 lakh per family per year for secondary and tertiary care hospitalization to approximately 55 crore beneficiaries corresponding to 12.34 crore families, constituting the bottom 40% of India’s population. All members of the eligible families irrespective of age, gender and size, are covered under the scheme.

In the latest national master of the Health Benefit Package (HBP 2022), the scheme provides treatment corresponding to a total of 1,949 procedures under 27 different medical specialties including chronic diseases such as Cancer, Diabetes, Heart Disease and other non-communicable diseases and their complications.