Central government employees & pensioners how to apply for CGHS Card

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Central government employees & pensioners how to apply for CGHS Card
All the central government employees and pensioners are eligible for the Central Government Health Scheme (CGHS). Under CGHS, central government employees and pensioners can get quality healthcare facilities at reasonable rates. Not only the central government employees but their families can also get benefits from CGHS. The healthcare facilities under the CGHS programme are available in 80 cities in India.
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How can central government employees register for CGHS facilities?

To get the benefits under CGHS, a central government employee needs to make a CGHS card. All they need to do is submit an application form in a prescribed format along with the supporting documents to the ministry department or office where he or she is employed. “The application form shall be forwarded by the ministry/office/department to the office of Additional Director CGHS of the city or preparation of card,” according to the CGHS website. “SMS is sent in case of serving employees also,” according to the CGHS employees. The form can be downloaded from the CGHS website.

CGHS applications: How do the central government pensioners apply for CGHS?

The central government pensioners can download the form from the CGHS website and submit it in a prescribed format to the office of the Additional Director in the city they are staying in.
CGHS for central government pensioners: What are the documents required to get a CGHS card?
1) Application in the prescribed format.
2) Proof of residence.
3) Proof of stay of dependents.
4) Proof of age of son.
5) Disability certificate, if any in case of sons aged 25 and above, who would otherwise cease to be a beneficiary.
6) Individual passport-size photos of eligible family members.
7) Surrender Certificate of CGHS Card while in service ( only in those cases where CGHS Card was issued while in service).
8) Attested copies of PPO & Last Pay Certificate
9) Draft for a required amount towards CGHS contribution – in the name of P.A.O., CGHS Delhi in case of Delhi and the name of “Additional Director, CGHS” of the city. Pensioner beneficiaries can also pay their subscription online through the NTRP or Bharatkosh portal — Office Memorandum regarding payment process through Bharatkosh and city-wise details of DDO and PAO.

In case the PPO is not ready for any reason, there is an option to get a provisional card based on the last pay certificate of the central government pensioners. “The data is uploaded in the database and a print-out is issued on the same day for immediate use. Plastic cards are sent to the Wellness Centres and the beneficiaries collect the cards from there. The plastic card numbers are displayed on the notice board of the Wellness Centre for the information of the beneficiaries. SMS is sent to the mobile number of the beneficiaries reminding them to collect their plastic cards,” as per the CGHS website.

How to apply for CGHS plastic card online

Central government new employees or pensioners can apply online for CGHS plastic card. They can go to https://cghs.nic.in/. There is an option of “Apply Plastic Card” at the website. Once they click on it, it will take you to the next page, where you need to enter your mobile number and captcha for verification. Then, they need to fill an online form and submit it. CGHS beneficiaries without plastic card can also apply for the plastic card online.

How much do the central government employees and central government pensioners need to pay to avail of CGHS facilities?

Now, the next question is whether the CGHS facilities are free of cost. The answer is no. According to the CGHS website, “For serving central government employees residing in CGHS covered area, obtaining a CGHS card is compulsory. The following deductions from the salary of the employees are made by the department, every month, depending upon their pay in the pay matrix of 7th Pay commission (w.e.f 1/1/2017)”

CGHS charges for central government employees as per 7th Pay Commission Corresponding levels in Pay Matrix as per 7th CPC Contribution per month

Level 1-5 Rs. 250
Level 6 Rs. 450
Level 7-11 Rs. 650
Level 12 and above Rs. 1000
Pensioners who want to avail of CGHS facilities can make contributions either every year or one time (ten years) contribution for whole-life validity.

Payment can be made by demand draft in favor of “P.A.O. CGHS Delhi” if in Delhi or “Additional Director of the CGHS City”. Payment can also be made online through the Bharatkosh portal.

“Contribution to be made by the pensioners/family pensioners would be the amount that they were subscribing at the time of their retirement or at the time of the death of government servant. Contribution amount as applicable on the date of applying for Card is to be paid,” according to the CGHS website.

Source: https://m.economictimes.com/wealth/save/central-government-employees-pensioners-7th-pay-commission-what-are-the-charges-of-cghs-facilities-how-to-register/amp_articleshow/108436176.cms
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