Savings Scheme for Senior Citizens
A safe, sound investment plan for senior citizens can be found in this post. Post office Scheme: If you are planning to invest money in the post office, there is good news for you. There is especially good news for the elderly. Now in old age, the elderly do not need to depend on anyone. If you invest money in the right way and take advantage of the post office scheme, you can have a sweet old age. You get guaranteed returns on this investment. A safe and sound investment plan for senior citizens can be found in this post. Out of which Rs. 5 lakhs are invested and can get Rs.2 lakhs from interest alone. What is the highlight of this program? How to invest in it?
Now 8.2 percent interest is available:
Under the Post office Scheme Senior Citizen Savings Scheme (SCSS), interest-only Rs. 2 lakhs can be obtained. It is the best scheme of Central Govt. Investors will get huge profits if they deposit the entire amount. It is more profitable than a bank fixed deposit.
Who will get 2 lakh interest?
People above 60 years can invest in SCSS. Also, those who have taken VRS can avail of this. If you deposit a total of Rs.5 lakh, you will get Rs.10,250 as interest every quarter. Apart from this, you will get interest of Rs.2,05,000 on an annual basis.
How to get 2 lakh rupees interest?
- Total deposit amount – Rs 5 Lakhs
- Deposit Period – 5 years
- Interest rate – 8.2 percent
- Maturity Amount – Rs 7,05,000
- Interest income – Rs 2,05,000
- Quarterly Income – Rs 10,250
How to open this account?
To open this account you need to fill out a form. Along with this, 2 passport-size photographs are required. Apart from this, it should be submitted along with a copy of the identity certificate and other KYC documents along with the form. In this, the interest money will be deposited directly into the bank account.
Post office Savings Schemes:
India Post offers several deposit schemes to investors. These are commonly known as Post office Savings Schemes. Currently, the government offers 9 post office savings schemes. These nine small savings schemes include Public Provident Fund (PPF), sukanya Samrity Yojana (SSY), National Savings Bond (NSC), Post office Time Deposit, and Senior Citizen Savings Scheme (SCSS). The government keeps changing the interest rates on these schemes on a quarterly basis.
Source: https://www.indiaherald.com/Money/Read/994606929/Super-Savings-Scheme-for-Senior-Citizens
नोट :- हमारे वेबसाइट www.indiangovtscheme.com पर ऐसी जानकारी रोजाना आती रहती है, तो आप ऐसी ही सरकारी योजनाओं की जानकारी पाने के लिए हमारे वेबसाइट www.indiangovtscheme.com से जुड़े रहे।
*****