LOK SABHA
PM SURAKSHA BIMA YOJANA
2474. DR. BHARATIBEN DHIRUBHAI SHIYAL
SHRIMATI QUEEN OJA
Will the Minister of FINANCE be pleased to state:
(a) the criteria/documents on the basis of which benefits are provided under Pradhan Mantri (PM) Suraksha Bima Yojana being implemented by the Union Government;
(b) the State-wise number of persons provided benefits under the said Yojana during the last three years across the country including Gujarat along with district-wise number of such persons in Assam including Guwahati; and
(c) the details of the risk coverage amount and the annual premium amount fixed under the said Yojana?
(DR. BHAGWAT KARAD)
(a) to (c): Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a one-year personal accident insurance scheme, renewable from year to year and is available on pan-India basis to bank/ Post office account holders in the age group 18 to 70 years who give their consent to join and enable auto-debit. At the time of claim, the claimant has to submit a duly completed claim-cum-discharge form to the bank where the subscriber was enrolled along with documents mentioned in the claim-cum-discharge form in support of death /permanent disability due to accident.
The scheme offers coverage for Rs. 2 lakhs in case of accidental death or total permanent disability and Rs. 1 lakh for partial permanent disability due to an accident and is available to people in the age group of 18 to 70 years having a bank account who give their consent to join and enable auto-debit at an annual premium of Rs. 20/- per subscriber. The benefits payable under the scheme on death or disability due to accident are as follows:
|
Table of Benefits |
Sum |
|
Death |
Rs. 2 Lakh |
|
Permanent total disability |
Rs. 2 Lakh |
|
Permanent partial disability |
Rs. 1 Lakh |
|
|
|||||||||
|
S. No |
State/ |
FY 2019-20 |
FY 2020-21 |
FY 2021-22 |
FY |
||||
|
No. |
Claim |
No. |
Claim |
No. |
Claim |
No. |
Claim |
||
|
1 |
Andaman and Nicobar Islands |
3 |
0.06 |
0 |
0.00 |
0 |
0.00 |
2 |
0.04 |
|
2 |
Andhra Pradesh |
608 |
12.16 |
423 |
8.46 |
529 |
10.58 |
885 |
17.70 |
|
3 |
Arunachal Pradesh |
3 |
0.06 |
1 |
0.02 |
5 |
0.10 |
0 |
0.00 |
|
4 |
Assam |
62 |
1.24 |
23 |
0.46 |
112 |
2.24 |
21 |
0.42 |
|
5 |
Bihar |
128 |
2.56 |
107 |
2.14 |
128 |
2.56 |
298 |
5.96 |
|
6 |
Chandigarh |
26 |
0.52 |
12 |
0.24 |
17 |
0.34 |
6 |
0.12 |
|
7 |
Chhattisgarh |
182 |
3.64 |
151 |
3.02 |
761 |
15.22 |
175 |
3.50 |
|
8 |
Dadra and Nagar Haveli |
2 |
0.04 |
3 |
0.06 |
2 |
0.04 |
0 |
0.00 |
|
9 |
Daman and Diu |
0 |
0.00 |
3 |
0.06 |
1 |
0.02 |
1 |
0.02 |
|
10 |
Goa |
6 |
0.12 |
13 |
0.26 |
21 |
0.42 |
12 |
0.24 |
|
11 |
Gujarat |
464 |
9.28 |
329 |
6.58 |
547 |
10.94 |
373 |
7.46 |
|
12 |
Haryana |
510 |
10.20 |
367 |
7.34 |
367 |
7.34 |
397 |
7.94 |
|
13 |
Himachal Pradesh |
221 |
4.42 |
115 |
2.30 |
116 |
2.32 |
222 |
4.44 |
|
14 |
Jammu and Kashmir |
25 |
0.50 |
12 |
0.24 |
13 |
0.26 |
9 |
0.18 |
|
15 |
Jharkhand |
105 |
2.10 |
62 |
1.24 |
132 |
2.64 |
82 |
1.64 |
|
16 |
Karnataka |
320 |
6.40 |
185 |
3.70 |
252 |
5.04 |
1,419 |
28.38 |
|
17 |
Kerala |
333 |
6.66 |
97 |
1.94 |
95 |
1.90 |
283 |
5.66 |
|
18 |
Lakshadweep |
0 |
0.00 |
0 |
0.00 |
0 |
0.00 |
0 |
0.00 |
|
19 |
Madhya Pradesh |
820 |
16.40 |
657 |
13.14 |
1,784 |
35.68 |
396 |
7.92 |
|
20 |
Maharashtra |
664 |
13.28 |
472 |
9.44 |
9,504 |
190.08 |
4,064 |
81.28 |
|
21 |
Manipur |
3 |
0.06 |
5 |
0.10 |
2 |
0.04 |
0 |
0.00 |
|
22 |
Meghalaya |
0 |
0.00 |
1 |
0.02 |
10 |
0.20 |
2 |
0.04 |
|
23 |
Mizoram |
1 |
0.02 |
0 |
0.00 |
14 |
0.28 |
6 |
0.12 |
|
24 |
Nagaland |
0 |
0.00 |
2 |
0.04 |
0 |
0.00 |
0 |
0.00 |
|
25 |
Nct of Delhi |
95 |
1.90 |
58 |
1.16 |
285 |
5.70 |
79 |
1.58 |
|
26 |
Odisha |
234 |
4.68 |
140 |
2.80 |
509 |
10.18 |
104 |
2.08 |
|
27 |
Puducherry |
30 |
0.60 |
10 |
0.20 |
14 |
0.28 |
17 |
0.34 |
|
28 |
Punjab |
252 |
5.04 |
226 |
4.52 |
541 |
10.82 |
120 |
2.40 |
|
29 |
Rajasthan |
397 |
7.94 |
408 |
8.16 |
1,522 |
30.44 |
209 |
4.18 |
|
30 |
Sikkim |
1 |
0.02 |
0 |
0.00 |
4 |
0.08 |
0 |
0.00 |
|
31 |
Tamil Nadu |
858 |
17.16 |
469 |
9.38 |
595 |
11.90 |
383 |
7.66 |
|
32 |
Telangana |
479 |
9.58 |
374 |
7.48 |
466 |
9.32 |
548 |
10.96 |
|
33 |
Tripura |
4 |
0.08 |
1 |
0.02 |
45 |
0.90 |
6 |
0.12 |
|
34 |
Uttar Pradesh |
688 |
13.76 |
600 |
12.00 |
1,913 |
38.26 |
811 |
16.22 |
|
35 |
Uttarakhand |
95 |
1.90 |
57 |
1.14 |
197 |
3.94 |
43 |
0.86 |
|
36 |
West Bengal |
173 |
3.46 |
120 |
2.40 |
777 |
15.54 |
176 |
3.52 |
|
37 |
Ladakh |
1 |
0.02 |
0 |
0.00 |
0 |
0.00 |
0 |
0.00 |
|
Grand |
7,793 |
155.86 |
5,503 |
110.06 |
21,280 |
425.60 |
11,149 |
222.98 |
|
|
|
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|
S. o |
Name |
FY 2019-20 |
FY 2020-21 |
FY 2021-22 |
FY
on |
||||
|
No. |
Claim |
No. |
Claim |
No. |
Claim |
No. |
Claim |
||
|
1 |
Kokrajhar |
0 |
0.00 |
0 |
0.00 |
4 |
0.08 |
0 |
0.00 |
|
2 |
Dhubri |
1 |
0.02 |
0 |
0.00 |
1 |
0.02 |
0 |
0.00 |
|
3 |
Goalpara |
5 |
0.10 |
1 |
0.02 |
0 |
0 |
0 |
0.00 |
|
4 |
Barpeta |
1 |
0.02 |
1 |
0.02 |
2 |
0.04 |
3 |
0.06 |
|
5 |
Morigaon |
3 |
0.06 |
1 |
0.02 |
0 |
0 |
1 |
0.02 |
|
6 |
Nagaon |
3 |
0.06 |
1 |
0.02 |
2 |
0.04 |
0 |
0.00 |
|
7 |
Sonitpur |
2 |
0.04 |
4 |
0.08 |
6 |
0.12 |
1 |
0.02 |
|
8 |
Lakhimpur |
1 |
0.02 |
0 |
0.00 |
0 |
0 |
0 |
0.00 |
|
9 |
Dhemaji |
0 |
0.00 |
0 |
0.00 |
0 |
0 |
0 |
0.00 |
|
10 |
Tinsukia |
1 |
0.02 |
0 |
0.00 |
0 |
0 |
1 |
0.02 |
|
11 |
Dibrugarh |
4 |
0.08 |
3 |
0.06 |
1 |
0.02 |
3 |
0.06 |
|
12 |
Sivasagar |
2 |
0.04 |
1 |
0.02 |
1 |
0.02 |
1 |
0.02 |
|
13 |
Jorhat |
3 |
0.06 |
0 |
0.00 |
2 |
0.04 |
0 |
0.00 |
|
14 |
Golaghat |
3 |
0.06 |
0 |
0.00 |
1 |
0.02 |
1 |
0.02 |
|
15 |
Karbi Anglong |
1 |
0.02 |
0 |
0.00 |
4 |
0.08 |
0 |
0.00 |
|
16 |
Dima Hasao |
1 |
0.02 |
0 |
0.00 |
0 |
0 |
0 |
0.00 |
|
17 |
Cachar |
6 |
0.12 |
1 |
0.02 |
0 |
0 |
0 |
0.00 |
|
18 |
Karimganj |
1 |
0.02 |
0 |
0.00 |
0 |
0 |
0 |
0.00 |
|
19 |
Hailakandi |
2 |
0.04 |
0 |
0.00 |
0 |
0 |
0 |
0.00 |
|
20 |
Bongaigaon |
3 |
0.06 |
2 |
0.04 |
5 |
0.1 |
1 |
0.02 |
|
21 |
Chirang |
0 |
0.00 |
0 |
0.00 |
1 |
0.02 |
0 |
0.00 |
|
22 |
Kamrup |
12 |
0.24 |
3 |
0.06 |
5 |
0.1 |
4 |
0.08 |
|
23 |
Kamrup Metropolitan |
2 |
0.04 |
0 |
0.00 |
76 |
1.52 |
3 |
0.06 |
|
24 |
Nalbari |
2 |
0.04 |
0 |
0.00 |
0 |
0 |
1 |
0.02 |
|
25 |
Baksa |
0 |
0.00 |
3 |
0.06 |
0 |
0 |
0 |
0.00 |
|
26 |
Darrang |
2 |
0.04 |
1 |
0.02 |
0 |
0 |
1 |
0.02 |
|
27 |
Udalguri |
1 |
0.02 |
1 |
0.02 |
1 |
0.02 |
0 |
0.00 |
|
Grand |
62 |
1.24 |
23 |
0.46 |
112 |
2.24 |
21 |
0.42 |
|