AP YSR Bheema Scheme 2020 – Insurance Coverage for Primary Bread Earners of BPL Families

AP YSR Bheema Scheme 2020 – Insurance Coverage for Primary Bread Earners of BPL Families

AP YSR Bheema Scheme 2020 launched to provide insurance coverage for primary bread earners of BPL families, check amount of insurance in case of permanent, partial disability, accidental or natural death

Andhra Pradesh government has launched AP YSR Bheema Scheme 2020. In this scheme, the state govt. will provide insurance coverage for primary bread earners of Below Poverty Line (BPL) families. The currently ruling YSRCP government is going to fulfill another of its poll promises with the launch of its flagship YSR Bhima Scheme on 21 October 2020.

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AP YSR Bheema Scheme 2020

The AP YSR Bheema Scheme will cover 1.41 crore “Primary Bread Earners” of BPL families belonging to the unorganised sector. The AP state government will single-handedly funding the entire insurance scheme. The estimated value of premium which would be borne by the state government will be Rs. 510 crores.

The premium amount is expected to go up further as the number of YSR Bheema Scheme beneficiaries is expected to increase within a few days. YSR Bhima Scheme premium amount would be paid by the state govt. of Andhra Pradesh once the bank accounts of some of the eligible citizens are operationalised.

• Here is the complete category wise insurance coverage for AP YSR Bheema Scheme 2020:-
• Applicants in the age group of 18 to 50 years will get Rs. 5 lakh insurance coverage for accidental death and total permanent disability.
• Applicants in the age group of 51 to 70 years will get Rs. 3 lakh insurance cover for accidental death and total permanent disability
• Moreover, applicants in the age group of 18 to 50 years will get Rs. 2 lakh in case of natural death.
• All the applicants in age group of 18 to 70 years will get Rs. 1.5 lakh in case of partial permanently disability due to an accident.

The Andhra Pradesh government has assured that the claim amount will be deposited into the linked bank account within 15 days of the claim being made.

Lack of financial security of the BPL families in case of the bread earners, working in the unorganised sector, losing his/her life is a nightmare for these families. The financial turmoil that the family is subjected to, in case of such an eventuality, cannot be fathomed. During his Praja Sankalpa Yatra, Jagan came across scores of citizens, facing a number of issues due to lack of insurance coverage, CM promised to launch AP YSR Bheema Scheme for them.

Selection Process of YSR Bheema Scheme Beneficiaries

When it comes to the selection process of YSR Bheema Scheme beneficiaries, volunteers would survey door to door and check for the white ration card holders. This would further be supervised by the Secretary of Welfare within the Secretariat. The selected beneficiaries should open a bank account including the nominee. The beneficiaries have to pay a premium of Rs. 15 per annum.

Nominee of AP YSR Bhima Scheme

Nominees include wife, 21-year-old son, unmarried daughter, widowed daughter and dependent parents, widowed daughter-in-law or her children should be nominated. The beneficiary is given an Identity Card with Unique Identification Number (Unique Id), policy number. The insurance must be paid within 15 days of the claim being intimate.

The district federations under the SERP process the claim and the amount is deposited directly in their bank account. The beneficiaries are advised to contact PD DRDA for complaints regarding Insurance Enrollment or Claim Payment.

Source : http://www.bima.ap.gov.in

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