Government has any data on the quantum of personal loans availed in the last five years

UNSTARRED QUESTION NO. 4712

DR. T. SUMATHY (a) THAMIZHACHI THANGAPANDIAN

Will the Minister of FINANCE be pleased to state:

(a) whether the Government has any data on the quantum of personal loans availed in the last five years through banks;

(b) if so, the details thereof, State/UT-wise;

(c) whether the Government has any data of such loans availed by industries and real estate promoters; and

(d) if so, the details thereof?

(a) and (b) The Reserve Bank of India (RBI) has informed that required data are not maintained by it.

(c) and (d) As per RBI inputs, the details of the advances outstanding of Scheduled Commercial Banks (SCBs) to industry and of the total advances of SCBs with real estate exposure are at Annex.

	As on 31.3.2015	As on 31.3.2016	As on 31.3.2017	As on 31.3.2018	As on 31.3.2019
Industry – Advances Outstanding	2,973,471	2,998,424	2,945,792	3,129,512	3,293,638
Real Estate Exposure – Total Advances	980,224	1,283,350	1,364,672	1,583,060	1,886,904

Source: Offsite Returns, Domestic Operations