Coverage and Premium of Crop Insurance Schemes फसल बीमा योजनाओं का लाभ और मूल्य
सरकार द्वारा देश मे प्रधान मंत्री फसल बीमा योजना की शुरुआत 2016 की गयी सभी फसलों और तिलहनी फसलों और वाणिज्यिक / बागवानी फसलों को प्रत्येक फसल और बीमा इकाई क्षेत्र के लिए अपेक्षित संख्या में फसल के कटाई के प्रयोगों और राज्यों की क्षमता के आधार पर पिछले उपज के आंकड़ों की उपलब्धता के तहत PMFBY के अधीन अधिसूचित किया जाता है और सूखा परने पर किसान को बीमा की राशि दी जाती है।
(a) Yield based Pradhan Mantri Fasal Bima Yojana (PMFBY) and weather index based Restructured Weather Based Crop Insurance Scheme (RWBCIS) have been launched from Kharif 2016 by the Government in the country. All food and oilseed crops and commercial/horticultural crops can be notified under the PMFBY subject to availability of past yield data based on requisite number of Crop Cutting Experiments and capacity of the States to conduct the requisite number of CCEs for each crop and insurance unit area. However, for coverage of crops under RWBCIS requisite weather data is the prerequisite. As per the provisions of the scheme, specific crops and areas under the schemes are notified by the concerned State Government. State-wise details of crops notified by States during Kharif 2018 and Rabi 2018-19 season are annexed.
Actuarial/bidded premium rate is charged by the insurance companies. But farmers have to pay maximum of 2% of sum insured for Kharif and 1.5% for Rabi food and oilseed crops and 5% for commercial/horticultural crops. Remaining part of actuarial premium shared equally the Central and State Government.
(b) During implementation of the scheme, some complaints about non-payment and delayed payment of claims; under payment of claims on account of incorrect/delayed submission of insurance proposals by banks; discrepancy in yield data, unrealistic assessment of crop loss due to large unit area of insurance; delay in providing Government share of funds etc., have been received in the past. Most of the complaints were suitably addressed by the Insurer and the Ministry.
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Annexure
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| States-wise details of crops notified by States/UTs under PMFBY & RWBCIS during Kharif 2018 |
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| ANDHRA PRADESH | PMFBY | Black Gram (Urad),Castor (Rehri, Rendi, Arandi),Chillies – IR,Chillies – RF,Cotton (Kapas) – IR,Cotton (Kapas) – RF,Green Gram (Moong),Groundnut (Pea Nut) – IR,Groundnut (Pea Nut) – RF,Korra,Maize (Makka),Onion,Paddy (Dhan),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sorghum (Jowar/Great Millet),Sugarcane – Ratoon,Sugarcane – Seasonal/suru/plant,Sunflower (Suryamukhi),Turmeric |
| WBCIS | Cotton (Kapas) – RF,Groundnut (Pea Nut) – RF,Mosambi (sweet lime),Oil Palm,Red Chillies – RF,Tomato – RF |
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| ASSAM | PMFBY | Jute,Paddy – Sali |
| CHHATTISGARH | PMFBY | Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Paddy – IR,Paddy – RF (UnIR),Pigeon Pea (Red Gram/Arhar/Tur),Soybean (Bhat) |
| WBCIS | Banana,Brinjal,Chillies,Ginger,Guava,Papaya,Tomato | |
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GOA
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PMFBY | Groundnut (Pea Nut),Paddy (Dhan),Pulses,Sugarcane – Seasonal/suru/plant |
| GUJARAT | PMFBY | Banana,Black Gram (Urad),Castor (Rehri, Rendi, Arandi),Cotton (Kapas) – IR,Cotton (Kapas) – RF,Fingermillet (Ragi/Mandika),Green Gram (Moong),Groundnut (Pea Nut),Groundnut (Pea Nut) – IR,Maize (Makka),Moth Bean (Kidney Bean/ Deww Gram),Paddy – IR,Paddy – RF (UnIR),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet) |
| HARYANA | PMFBY | Cotton (Kapas),Maize (Makka),Paddy (Dhan),Pearl Millet (Bajra) |
| HIMACHAL PRADESH | PMFBY | Maize (Makka),Paddy (Dhan) |
| WBCIS | Cabbage,Cauliflower,Ginger,Peas (Field Peas/ Garden Peas /Matar), Potato,Tomato |
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| JAMMU AND KASHMIR | PMFBY | Maize (Makka),Paddy (Dhan) |
| JHARKHAND | PMFBY | Maize (Makka),Paddy (Dhan) |
| KERALA | PMFBY | Banana,Paddy – Autumn,Tapioca |
| WBCIS | Arecanut,Banana,Cardamom,Ginger,Nutmeg,Paddy – Autumn,Pepper,Pineapple,Sugarcane – Adsali,Turmeric |
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| MADHYA PRADESH | PMFBY | Black Gram (Urad),Cotton (Kapas),Green Gram (Moong),Groundnut (Pea Nut),Little Millet (Samai/Kutki/Kodo- Kutki),Maize (Makka),Paddy – IR,Paddy – RF (UnIR),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Soybean (Bhat) |
| WBCIS | Banana,Brinjal,Chillies,Onion,Orange,Papaya,Tomato | |
| MAHARASHTRA | PMFBY | Black Gram (Urad),Cotton (Kapas),Fingermillet (Ragi/Mandika) – RF,Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Niger (Ramtil),Onion,Paddy (Dhan),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Soybean (Bhat),Sunflower (Suryamukhi) |
| WBCIS | Guava,Mosambi,Mosambi(sweet lime),Orange, Pomegranate, Sapota |
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| MEGHALAYA | PMFBY | Ginger,Maize (Makka),Paddy – Aahu,Paddy – Sali,Potato |
| ODISHA | PMFBY | Cotton (Kapas),Ginger,Groundnut (Pea Nut),Maize (Makka),Paddy (Dhan),Pigeon Pea (Red Gram/Arhar/Tur),Turmeric |
| PUDUCHERRY | PMFBY | Paddy – I,Paddy – II |
| RAJASTHAN | PMFBY | Black Gram (Urad),Cotton (Kapas),Cowpea,Green Gram (Moong),Groundnut (Pea Nut),Guar,Maize (Makka),Moth Bean (Kidney Bean/ Deww Gram),Paddy (Dhan),Pearl Millet (Bajra),Pearl Millet (Bajra) – RF,Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Soybean (Bhat) |
| WBCIS | Castor (Rehri, Rendi, Arandi), Chillies, Guava, Kinnow, Onion, Orange, Pomegranate |
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| SIKKIM | PMFBY | Black Gram (Urad),Buck Wheat (Kaspat),Fingermillet (Ragi/Mandika),Ginger,Maize (Makka),Paddy (Dhan),Soybean (Bhat) – IR |
| TAMIL NADU | PMFBY | Banana,Black Gram (Urad),Cotton (Kapas),Cowpea,Fingermillet (Ragi/Mandika),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Onion,Paddy – I,Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Potato,Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/ Great Millet),Sunflower (Suryamukhi),Tapioca,Turmeric |
| TELANGANA | PMFBY | Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka) – RF,Paddy (Dhan),Pigeon Pea (Red Gram/Arhar/Tur),Rice,Sorghum (Jowar/Great Millet) – RF,Soybean (Bhat) – RF,Turmeric |
| WBCIS | Cotton (Kapas),Mosambi (sweet lime),Oil Palm,Red Chillies | |
| UTTAR PRADESH | PMFBY | Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Paddy (Dhan),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Soybean (Bhat) |
| WBCIS | Banana,Chillies | |
| UTTARAKHAND | PMFBY | Fingermillet (Ragi/Mandika) – RF,Paddy – Hills,Paddy (Dhan) |
| WBCIS | Chillies – Hills,French Bean – Hills,Ginger,Ginger – Hills,Potato – Hills,Tomato – Hills |
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| WEST BENGAL | PMFBY | Jute,Maize (Makka),Paddy – Aman,Paddy – Aus |
| WBCIS | Amarphophallus (Surankand/Elephant Foot Yam), Ash Gourd (Petha), Banana,Betel Vine, Bhindi (Okra/Ladysfinger), Bitter Gourd, Bottle Gourd, Brinjal, Cardamom, Cauliflower, Chillies, Cucumber, Ginger, Guava, Indian Squash (Tinda/Round Melon), Kundru, Marigold, Onion, Orange, Papaya, Pineapple,Pointed Gourd,Pumpkin, Ridge Gourd, Smooth Guard, Snake Gourd, Spine Gourd, Sponge Gourd, Tomato, Tuberose, Turmeric |
Annexure
State-wise details of crops notified by States/UTs under PMFBY and RWBCIS during Rabi 2018-19
| State_Name | Scheme |
Crop
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ANDHRA PRADESH |
PMFBY |
Bengal Gram (Chana), Black Gram (Urad), Green Gram (Moong), Groundnut (Pea Nut),Maize (Makka),Onion,Red Chillies,Rice,Sorghum (Jowar/Great Millet),Sunflower (Suryamukhi), |
| ANDHRA PRADESH |
WBCIS | Acid Lime,Banana,Cashew,Mango – 16 To 50 Years,Mango – 5 To 15 Years,Tomato, |
| ASSAM | PMFBY | Mustard,Paddy – Summer,Potato,Sugarcane – Noble Cane, |
| CHHATTISGARH | PMFBY | Bengal Gram (Chana),Linseed (Alsi),Mustard,Wheat – IR,Wheat – RF, |
| CHHATTISGARH | WBCIS | Brinjal,Cabbage,Cauliflower,Onion,Potato,Tomato, |
| GOA | PMFBY | Groundnut (Pea Nut),Paddy (Dhan),Pulses, |
GUJARAT |
PMFBY |
Bengal Gram (Chana),Cumin,Fennel,Garlic,Groundnut (Pea Nut) – Summer ,Isabgol,Onion,Pearl Millet (Bajra) – IR,Potato,Raya (Indian Mustard),Wheat – IR,Wheat – RF, |
| HARYANA | PMFBY | Barley (Jau), Bengal Gram (Chana), Mustard, Sunflower (Suryamukhi), Wheat, |
| HIMACHAL PRADESH |
PMFBY | Barley (Jau), Wheat, |
| HIMACHAL PRADESH |
WBCIS | Apple – >5 Years,Capsicum,Citrus – >5 Years,Garlic,Mango – >5 Years,Peach – >5 Years,Plum – >5 Years,Potato,Tomato, |
| JAMMU AND KASHMIR |
PMFBY | Wheat, |
| JHARKHAND | PMFBY | Bengal Gram (Chana),Mustard,Potato,Wheat, |
| KERALA | PMFBY | Banana,Banana – Plaintain,Paddy – II,Paddy – Summer,Tapioca – Rabi -I,Tapioca – Rabi -II, |
KERALA |
WBCIS |
Banana,Bitter Gourd,Cabbage,Carrot,Cashew,French Bean,Garlic,Mango,Paddy – II,Paddy – Summer,Potato,Snake Gourd, Sugarcane – Adsali,Yard Long Bean, |
| MADHYA PRADESH |
PMFBY | Bengal Gram (Chana),Lentil (Masur),Linseed (Alsi),Mustard,Wheat – IR,Wheat – RF, |
| MADHYA PRADESH |
WBCIS |
Brinjal, Cabbage, Cauliflower, Coriander, Garlic, Grape,Mango, Onion, Peas (Field Peas/ Garden Peas/Matar), Pomegranate, Potato ,Potato – II, Tomato, |
MAHARASHTRA |
PMFBY |
Bengal Gram (Chana),Groundnut (Pea Nut) – Summer ,Onion,Paddy – Summer,Safflower (Kusum/Kardi),Sorghum (Jowar/Great Millet) – IR,Sorghum (Jowar/Great Millet) – RF,Sunflower (Suryamukhi),Wheat – IR,Wheat – RF, |
| MAHARASHTRA | WBCIS | Acid Lime,Banana – Tissue Culture, Cashew, Grape,Guava, Mango, Mosambi (sweet lime), Orange, Pomegranate, |
ODISHA |
PMFBY |
Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Mustard,Onion,Paddy (Dhan),Potato,Sugarcane – Noble Cane,Sunflower (Suryamukhi), |
RAJASTHAN |
PMFBY |
Barley (Jau),Bengal Gram (Chana),Coriander,Cumin,Fodder Maize,Isabgol,Lentil (Masur),Maize (Makka) – Rabi,Methi (Fenugreek), Mustard,Rocket Salad (Taramira),Wheat, |
| RAJASTHAN | WBCIS | Aonla, Butter Pea (Vegetable), Datepalm, Garlic, Melon, Onion, Potato, Tomato, Watermelon, |
| TAMIL NADU | PMFBY | Banana,Black Gram (Urad),Cotton (Kapas),Cowpea,Fingermillet (Ragi/Mandika),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Onion,Paddy – II,Paddy – III,Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Potato,Red Chillies,Rice Fallow Cotton,Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Sugarcane – Seasonal/suru/plant,Sunflower (Suryamukhi),Tapioca, |
| TELANGANA | PMFBY | Bengal Gram (Chana),Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Onion,Red Chillies,Rice,Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Sunflower (Suryamukhi), |
| TELANGANA | WBCIS | Mango – 16 To 50 Years,Mango – 5 To 15 Years, |
| TRIPURA | PMFBY | Brinjal,Cauliflower,Paddy – Boro,Potato,Tomato,Watermelon, |
| UTTAR PRADESH |
PMFBY | Bengal Gram (Chana),Lentil (Masur),Mustard,Pea,Potato,Wheat, |
| UTTARAKHAND | PMFBY | Lentil (Masur),Wheat,Wheat – Hills, |
| UTTARAKHAND | WBCIS | Apple – 15 To 40 Years,Apple – 5 To 15 Years, Litchi – 11 To 30 Years, Litchi – 51 To 10 Years, Litchi – Hills 11 To 30 Years, Litchi – Hills 5 To 10 Years, Malta – 05 To 10 Years, Malta – 11 To 25 Years, Mango – 16 To 50 Years, Mango – 5 To 15 Years, Mango – Hills-16 To 50 Years, Mango – Hills-5 To 15 Years, Mosambi (sweet lime) – 11 To 25 Years, Mosambi (sweet lime) – 5 To 10 Years, Orange – 11 To 25 Years, Orange – 5 To 10 Years,Peach – 10 To 25 Years,Peach – 5 To 10 Years, Peas (Field Peas/ Garden Peas/Matar), Peas (Field Peas/ Garden Peas/Matar) – Vegetables Hills, Potato,Tomato, |
| WEST BENGAL |
PMFBY | Bengal Gram (Chana),Green Gram (Moong),Groundnut (Pea Nut) – Summer ,Lentil (Masur),Maize (Makka) – Rabi,Maize (Makka) – Summer, Mustard,Paddy – Boro, Potato, Sesame (Gingelly/Til)/ Sesamum, Sugarcane – Noble Cane, Wheat, |
| WEST BENGAL |
WBCIS | Ash Gourd (Petha), Banana,Banana – Plaintain, Betel Vine, Bhindi(Okra/Ladysfinger),Bitter Gourd, Bottle Gourd, Brinjal, Cabbage, Capsicum, Cauliflower, Chillies, Cucumber, Guava, Ivy Gourd, Litchi, Litchi – 11 To 30 Years,Litchi – 51 To 10 Years, Mango, Mango – >5 Years,Mango – 05 To 10 Years,Mango – 10 To 40 Years, Mango – 16 To 50 Years, Mango – 5 To 15 Years, Mango – More than 40 Years, Marigold,Onion, Papaya, Pointed Gourd, Pumpkin, Ribbed Gourd (Kali Tori), Ridge Gourd, Smooth Guard, Snake Gourd, Spine Gourd, Sponge Gourd, Tomato, Tuberose, |
The above statement was submitted by Ministry of Agriculture and Farmers Welfare Department of Agriculture, Cooperation and Farmers Welfare of undermentioned Lok Sabha Question:-
GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE
LOK SABHA
UNSTARRED QUESTION NO.4918
TO BE ANSWERED ON THE 23RD JULY, 2019
COVERAGE AND PREMIUM OF CROP INSURANCE SCHEMES
4918. SHRI DEVUSINH JESINGBHAI CHAUHAN:
Will the Minister of AGRICULTURE AND FARMERS WELFARE be pleased to state:
- (a) the details of crops and area covered including the rate of premium under various Crop Insurance Schemes implemented in the country, Scheme and State/UT-wise; and
- (b) whether the Government has received any complaints from farmers regarding non- settlement of their premium claims, if so, the details thereof and the action taken by the Government thereon?
ANSWER
MINISTER OF AGRICULTURE AND FARMERS WELFARE
(SHRI NARENDRA SINGH TOMAR)
As above
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